Personal Loans

Online personal loans have been so popular in the recent years. Find the top personal loan services you can find today!

We have been looking for the top personal loans services for months, and for our recent update, we looked at the famous online lenders!

These top personal loan services have simple applications that will be processed and approved faster. However, these loans are unsecured and do not really need any collateral. Find out how you can use this type of loan now!

How Does Personal Loan Work?

If you are planning to get a personal loan, it means that you are formally borrowing money from a lender for your personal expenses. And by this, you are expected to pay back the money you borrowed with interest and fees.

Personal loans are known to be unsecured loans because the lenders do not really require collateral from their borrowers. Here are some of the most common uses of personal loans:

1. Home Improvement
2. Medical Emergencies
3. Consolidation of Debts
4. Education
5. Business Opening
6. Business Expansion
7. Travel
8. To buy electronic gadgets
9. To buy appliances or even furniture
10. To fund a wedding

Getting a personal loan is very easy and it has a straightforward process. These are the usual steps that are involved in applying for a personal loan:

1. Comparing Personal Loans – This step will help you find the perfect personal loan for you. We have listed the top personal loan services that you can choose from above and just compare the different loans offered by these services based on the loan terms, loan amounts and interests.

2. Application Itself – Once you have picked the right personal loan service for you, find out if you qualify for the loan. And if you do, you can start applying online and submit the necessary requirements like proof of your identity and income.

3. Loan Processing – These lenders will probably conduct a credit history checks to know if you have the capacity to repay the loan you are applying for. They will notify you if your loan has been approved after they conduct this check, so be prepared!

4. Release of the Loan Proceeds – It can be credited to your bank account, or they can issue a check.

5. Payment of the Loan – Once you have been approved for a loan, make sure you pay these lenders on time. You will most probably pay your monthly installments until the end of the loan term through post-dated checks or automatic debit from your bank account.

6. Loan Closure – Once you have completed the payment of your loan with interest, your loan will be closed.

How to Apply for a Personal Loan?

We made sure that applying for a personal loan from these top personal loan services that we have provided will be convenient for you. You can actually complete the entire process in just a few minutes.

Here are the most common steps you would go through once you have decided to apply for a loan:

1. Complete the Loan Application Online
2. Prepare the requirements and make sure to send the required documents for easy processing of the loan.
3. Wait for the confirmation from these lenders

And that’s it! We hope you learn a lot about personal loans in this article.

Top 10 Personal Loans and Personal Loans websites as ranked by people like you

The Community ranked the best Personal Loans websites so that you can find what you need. Help improve the ranking by voting too.

Last updated: 2024-07-08



Description & Features




Personal Loans – Low Interest & Easy Online Application
Personal Loans – Low Interest & Easy Online Application
What can I use my personal loan for? Personal loans can be used for almost anything. A personal loan is an amount of money borrowed at a fixed rate that needs to be repaid in a specific amount of time.



Rocket Loans
Rocket Loans
Rocket Loans is an online finance company offering low rate personal loans from $2,000 to $45,000. Check out options in minutes without affecting your credit score.



Personal Loans 2019 - Easily Apply for Online Loans ...
Personal Loans 2019 - Easily Apply for Online Loans ...
Easily apply to personal loans online to consolidate debt, pay off credit cards, or finance large purchases. Choose from top lenders and apply instantly.



Personal Loans Online | Apply Personal Loan
Personal Loans Online | Apply Personal Loan
Apply for Personal Loans Online & get instant approval, low interest rates. Get the personal loan you need for the things you want. Compare Rates For Free in 2 Mins



Personal Loans | LendingTree
Personal Loans | LendingTree
Personal loans, also known as “signature loans,” are a form of unsecured debt that can be used for almost anything. Unlike secured loans that are backed by collateral — something of value the lender can repossess if you default on your repayment agreement — unsecured loans are only backed by your promise to repay the loan.



Personal Loans | Get Your Rate in Less Than 2 Mins ...
Personal Loans | Get Your Rate in Less Than 2 Mins ...
Get a low-APR Personal Loan between $5,000 and $50,000 to help you consolidate debt or pay for an upcoming vacation or major purchase. Apply Today.



Personal Loans - Wells Fargo
Personal Loans - Wells Fargo
A Wells Fargo Personal Loan is a great way to consolidate high interest rate balances, fund special purchases, or cover major expenses. Complete an online application to qualify.



SoFi Personal Loans | Starting at 5.99% APR with Autopay
SoFi Personal Loans | Starting at 5.99% APR with Autopay
Low, fixed-rate personal loans with no fees. SoFi Personal Loans range from $5K - $100K and typically fund within a week. Check your rate in just a few minutes.



Personal Loans: Compare Top Online Lenders Now | NerdWallet
Personal Loans: Compare Top Online Lenders Now | NerdWallet
NerdWallet can help you pick a personal loan from lenders such as Lending Club, Avant and Prosper. Online lenders typically make applying for loans fast, easy and secure. Compare rates today.



Best Personal Loan Rates for August 2019 |®
Best Personal Loan Rates for August 2019 |®
Personal loan interest rates generally range from about 6 percent to 36 percent. The actual rate you receive depends on multiple factors, such as your credit score, annual income, and debt ratios.

Personal Loans videos considered

We analyzed 1,277 hours of the most informative Personal Loans videos. These videos stood out the most:

Local Personal Loans near you

Prime Case Funding

11 Broadway, Ste 1004

The Debt Relief Company

99 Wall St, Ste 725

First Republic Bank

320 Park Ave, New York, NY 10022

Titan Consulting Group

1412 Broadway, Ste 1509


3119 Newtown Ave, Astoria, NY 11102


350 W 31st St, New York, NY 10001

First Republic Bank

163 Canal St, New York, NY 10013

Earn Into Wealth

1460 Broadway, New York, NY 10036

Brooklyn Cooperative Federal Credit Union

834 Dekalb Ave, Brooklyn, NY 11221

Useful Personal Loans Resources

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As Seen on the Web - A.I powered insights

This comparison site is made up of our own opinions and views. The ranking is determined at our discretion and is not to be used for accuracy purposes. We can provide this service at no charges thanks to a combination of referral fees and advertising income we receive from various publishers and service providers. These payments may affect our rankings and the score we assign to websites, products, and vendors. Our ratings do not imply endorsement of any kind. This website's information, rankings, and vendor list is subject to change without notice at any time.